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I-Federal Reserve namuhla ikhiphe idatha yokusatshalaliswa kwengcebo ngekota yokuqala ka-2021. Lokhu kufakazela ukusebenza kahle kwenqubomgomo yezimali ye-Fed ekwandiseni igebe elikhulu phakathi kwabacebile nabampofu obungenakucatshangwa e-United States. Idatha ye-Fed ihlanganisa u-1%, olandelayo u-9%, olandelayo u-40%, kanye no-50% ophansi womcebo wasekhaya. Ingxenye ephansi engu-50% -ingxenye yabantu base-US-impofu, futhi ayibhalisiwe ngisho nakuma-“monitha ingcebo ngomuzi” wami ngoba abanayo imali eyanele.
I-1% yemizi eyi-126 million yase-US (okungukuthi, imindeni eyizigidi ezingu-1.26) yiyona ezuza kakhulu ezenzweni ze-Fed. Ekupheleni kwekota yokuqala, umcebo wabo usuwonke wawungamadola ayizigidi eziyizinkulungwane ezingama-41.5, ngesilinganiso samaRandi ayizigidi ezingama-32.9 umuzi ngamunye. Ezinyangeni ezingu-12 ezedlule, ingcebo yomkhaya ngamunye wabo ikhule ngezigidi ezingu-7,9 zamaRandi.
“Amaphesenti angu-9 alandelayo” emizi ecebe kakhulu enesilinganiso semali engu-US$4.3 million inyuke ngo-US$708,000 umuzi ngamunye ezinyangeni eziyi-12. “Ama-40% alandelayo” anomnotho ojwayelekile wama-US$725,000 umuzi ngamunye kanye nengcebo yama-US$98,000.
Phezulu ohlwini kukhona imindeni ecebe kakhulu yaseMelika engama-30. Ukusuka eBezos kuya e-Icahn, uMusk ukleliswe endaweni yesibili. Ngokwe-Bloomberg Billionaires Index, ingcebo isiyonke yale mindeni engama-30 ingu-US$2.0 trillion, kanti umcebo ojwayelekile womndeni ngamunye ungamaRandi ayizigidi eziyizinkulungwane ezingama-67. Bangabanqobi ngokuphelele benqubomgomo yezimali ye-Fed.
Ama-50% aphansi awanazo izitoko. Iphesenti elincane kuphela labo abangabanikazi bezindawo ezithengiswayo, futhi banamasheya amancane kakhulu ngendawo ethengiswayo. Kodwa banezikweletu eziningi. Akukhona nje ukuthi u-50% ophansi awudluliswanga ngomphumela wengcebo ye-Fed-kumele futhi uyikhokhele ngezindleko eziphezulu.
Isilinganiso somnotho womndeni ngamunye wabo singama-US$42,000, okuhlanganisa nezimpahla ezihlala isikhathi eside njengezimoto, ama-TV, imishini yokuwasha kanye nomakhalekhukhwini. Ezinyangeni ezingu-12 ezedlule, ingcebo yabo inyuke nge-$ 10,000 kuphela, iningi layo elingaveli ku-Federal Reserve, kodwa livela emalini kahulumeni yokuvuselela. Bayonga, bakhokhe amakhadi esikweletu noma bawasebenzisele izimpahla ezihlala isikhathi eside.
Ngaphansi kwama-50%, kukhona futhi umehluko omkhulu. Imindeni yezinga eliphezulu ingase ibe nendlu evamile, futhi ingakwazi ukukhokha imali mboleko enkulu, i-401k encane, kanye nemoto enhle nezinye izimpahla ezihlala isikhathi eside, kukhishwe imali mboleko yemoto, imali mboleko yabafundi, kanye nesikweletu sekhadi lesikweletu. Labo abanenhlanhla abaphansi ngo-50%. Kodwa lesi sigaba sihlanganisa nabampofu kakhulu.
Ishadi elingezansi libonisa ingcebo ephansi engu-50% (umugqa obomvu) ngaphansi kwesikali “se-40% esilandelayo” (umugqa oluhlaza). "Ingcebo" ye-50% ephansi ikhuphuke kuphela ngama-$ 14,000 eminyakeni engu-20, kungakhathaliseki ukuthi i-inflation, okuyi-$ 10,600 yenzeke ezinyangeni ezingu-12 ezedlule, ngenxa yezinkokhelo zokuvuselela.
Ingxenye ephansi engu-50% "yengcebo" iqukethe u-$122,500 ezimpahleni kukhishwe u-$81,000 esikweletini. Isikweletu sempahla ebolekiwe sasivame ukuba ingxenye enkulu yesikweletu, kodwa isikweletu somthengi—isikweletu sekhadi lesikweletu, imali ebolekiwe yemoto, nemali mboleko yabafundi—sadlula isikweletu sendlu ngo-2018:
Indawo engaphansi kuka-50% iyimpahla enkulu kunazo zonke, engu-$61,500 umuzi ngamunye (umugqa omnyama esithombeni esingezansi), isikweletu sendlu ngu-$39,000, kanti ukulingana kwekhaya kungu-$22,500. Lokhu kusho ukuthi imbalwa imindeni engaphansi kwama-50% enezindlu ezithengiswayo. Ngokwesilinganiso, imali engenayo yendawo yokuhlala yale mindeni ingu-$3,000.
Lapho inqubomgomo yomphumela wengcebo ye-Fed ikhuphula imakethe yezindlu, abantu abaningi abangaphansi kuka-50% ngeke bazuze nhlobo ngoba abanazo izindlu. Kodwa bayawukhokhela umphumela wengcebo ngoba izindleko zabo, okuhlanganisa nerenti, ziyakhuphuka.
Izimpahla ezihlala isikhathi eside ziyisigaba sesibili ngobukhulu phakathi kwama-50% eqembu labantu abahola kancane, ngama-US$24,000 umuzi ngamunye, njengezimoto, izinto zikagesi kanye nomakhalekhukhwini (umugqa oluhlaza). Ezinyangeni ezingu-12 ezedlule abantu basebenzise uxhaso lukahulumeni ukuthenga izimoto, okunyuke ngo-2,500 Dollars nokunye.
Amasheya nezimali ezihlanganyelwe yisigaba esincane kakhulu sempahla, esino-$1,356 kuphela umuzi ngamunye (umugqa obomvu). Amaphesenti angama-50 aphansi awakwazi ukuzuza emizamweni ye-Fed yokunyusa imakethe yamasheya. Lokhu kubekelwe abaphezulu abangu-10%:
Imfundiso “yomthelela wengcebo”-ukwenza abacebile bacebe, ubavumele basebenzise imali eyengeziwe, inguqulo yokugcina ye-trickle-down economics-sekuyisikhathi eside iyisisekelo esisemthethweni senqubomgomo yezimali ye-Federal Reserve futhi iye yavela ezindaweni eziningi ze-Federal Reserves. . Kuhlanganisa nephepha likaJanet Yellen ngenkathi engusihlalo weSan Francisco Federal Reserve Bank. Ngo-2010, u-Ben Bernanke, usihlalo we-Federal Reserve, wachaza lo mqondo kubantu baseMelika esihlokweni somhleli ku-Washington Post. NgoMashi 2020, uSihlalo weFederal Reserve uJerome Powell (uJerome Powell) ngobuhlakani wakhetha ukungalisebenzisi igama elithi “umphumela wengcebo”, kodwa esikhundleni salokho waphakamisa esakhe isitemu, ekhuphula umphumela womcebo waba sezingeni elimangalisayo kakhulu, njengawe Umugqa oluhlaza isithombe sibonisa ishadi lokuqala.
Inani labantu base-United States liye lakhula iminyaka eminingi. Ngokusho kweCensus Bureau, bekunemizi eyizigidi ezingu-126 e-United States engxenyeni yokuqala, kusukela kumakhaya ayizigidi ezingu-105 ngo-2000. Ngokwencazelo, zonke izigaba zikhulile kule minyaka engu-20. Ngakho-ke yebo, phakathi neminyaka, i-1% yemizi yengeze imizi engu-210,000, Haleluya. Kodwa abaphansi abangama-50% -abampofu bangeze imindeni eyizigidi eziyi-10.5.
Ezinyangeni ezingu-12 eziphela ngekota yokuqala, ingcebo ye-1% yemizi ikhule ngezigidi ezingu-7.9 zamaRandi. Umcebo wabaphansi abangama-50% ukhuphuke ngo-$10,600. Igebe lengcebo phakathi kwabo selikhule nge-US$7.9 billion.
Eminyakeni engu-30 edlule, igebe lomcebo phakathi kwe-1% kanye ne-50% ephansi liye lakhula izikhathi eziyisithupha, lisuka ezigidini ezingu-5 zamadola aseMelika ngomuzi ngamunye ngo-1990 kuya cishe ezigidini ezingu-33 zamaRandi aseMelika manje, ingxenye enkulu yalo 12 edlule. izinyanga. Ngenxa yezinqubomgomo ezingakhathali ze-Federal Reserve:
Lona umphumela oshaqisayo kodwa owamukelwe ngokuphelele wenqubomgomo yezimali ye-Federal Reserve. Akekho novumelekile ukuthi ayibuze. Kwamukelwe ngoba i-10% ephezulu efana nalokhu, kuhlanganise namalungu eCongress, empeleni angakwazi ukwenza okuthile ngakho, futhi ngenxa yokuthi abaphansi abangu-50% abazi ngakho, futhi abaqondi ukuthi i-Fed ibenzeni? futhi umatasa usinde ephusheni elibi lalesi sikhala.
Uyathanda ukufunda i-WOLF STREET futhi ufuna ukuyisekela? Sebenzisa i-ad blocker-ngiqonda ngokugcwele ukuthi kungani-kodwa ufuna ukusekela isayithi? Unganikela. ngiyabonga. Chofoza inkomishi yetiye likabhiya ukuze ufunde ukuthi:
“Lokhu kuwubufakazi bokuthi lo mdlalo ushintshiwe. Ngisho noma usebenza amahora angu-26 ngosuku futhi udla i-ramen namanzi kuphela, awukwazi ukusondela kulokhu kwanda kwengcebo yomuntu siqu”
I-Fed isuse ikhono labantu lokuzuza uhlobo oluthile lokuzinza kwezezimali ngokuzisindisa...lesi ngokuvamile isinyathelo sokuqala. Ukonga kubuyela emuva, kusukela ngo-2009… Kuyahlekisa lokhu! Ukonga kuphelile. Amathuba okuba nendlu yokuqala mancane kakhulu. Itshala imali ezitokweni ezinenani eliphusile… I-Fed ihlanekezele ngokungeyikho yonke into abayithintile...
Ngokomlando, izinga lenzalo ngalesi sikhathi emlandweni kufanele libe ngaphezu kuka-5%, ngoba noma yimuphi umtshali-zimali one-hemi-brained noma umlondolozi uyazi ukuthi ngokuhamba kwesikhathi, kufanele anqobe izinga lokwehla kwamandla emali lonyaka ukuze ahole ngempela. Lapho i-ejensi kahulumeni ehlubukayo ivunyelwa ukuthi isethe ngokungemthetho izinga lenzalo ngaphansi kakhulu kwezinga langempela lokwehla kwamandla emali, yengeza ubuncane obungu-30% ku-CPI ebikiwe ukuze usondele kuleli phuzu, futhi izinhlobo ezihlukahlukene zezinguquko zizovela emnothweni wase-US. umehluko.
Uma noma ubani onesizinda se-accounting ebheka idatha namashadi angenhla, uyaqaphela ubuthakathaka bedatha ye-Federal Reserve kusukela ekuqaleni. Okubizwa ngezimpahla ezifana nezindlu ezithengiswayo kanye namasheya/amabhondi awakhiyelwanga emananini, kodwa ahluka kakhulu ngokuya nokugeleza kwezimakethe zazo. Bengisho njalo ukuthi uma kucutshungulwa izimpahla zizonke, lezi zimpahla eziguquguqukayo zidinga ukunqanyulwa ukuze zibonise amandla azo okuya eningizimu nasenyakatho.
Ngokufanayo, izimoto, izinto zikagesi, nomakhalekhukhwini yizimpahla ezinciphayo, ezingafakwa kuphela ngentengo ngenani lemakethe lamanje kunezindleko.
Ah, kodwa ngasohlangothini lwesikweletu semali elingana nenani eliphelele, inhlanganisela yemali mboleko, imali mboleko yezimoto, imali mboleko yomuntu siqu, imali mboleko yomfundi, nesikweletu sekhadi lesikweletu inani elithile. Ngeke kuphele, khohlwa umbhedo wemakethe yenkunzi yalokhu kukhokha okungemthetho kokumiswa kwesikweletu okusanda kwenzeka, lapho uhlangothi lwempahla lwezibalo lubuyela esilinganisweni salo somlando sezinga lokwazisa intengo (ngemakethe yebhere noma, ngaleyo ndaba, ukuphahlazeka).
Ibhamuza lihlala liqhuma. Lapho isiwula sokugcina sidubula ibhola laso e-Powell Casino, abanye abadlali nakanjani baqala ukucindezela inkinobho ethi "thengisa" bese bejaha ngendlela engokomfanekiso bebheke ekuphumeni. I-Bitcoin namanye ama-Crypto-Cruds ayizibonelo eziphelele zokukhathala ngokuthenga ngamanani aphezulu.
Noma ubani onamadola ayishumi angathenga ama-stock commissions mahhala. Ngisho noma u-8% noma u-10% wemali etholwa minyaka yonke, abatshalizimali abanamakhola aluhlaza abakwazi ukuhambisana nokwehla kwamandla emali. Ku-50% wabantu abangenazo izimpahla, ukwehla kwamandla emali kuhlukile. Uma udlalela phansi ukulingana kule makethe yamandla avuselelekayo, kusho ukuthi wenza kahle uwedwa. Amandla avuselelekayo asewumphumela wengcebo yangempela yomphakathi, okuyinto enhle. I-Fed ikhangisa nge-capitalism ukuze iMelika iqhubeke nokuqeda amathalente omhlaba. Uma singawadedeli amathalente aseChina manje, kuzoba nenkinga. Okulandelayo sinempi encane, bese uyazi ukuthi bonke ososayensi baseShayina abahamba phambili basendaweni yethu yokucwaninga. Ngesikhathi esifanayo, izicebi ze-paranoid ziya eNew Zealand noma eSingapore, lapho zibhalela khona imindeni yazo izincwadi ezinobuthi. Baqinisekile ukuthi i-United States izoba yiScandinavia. Uma usucebe e-United States, akekho ozokuhlupha. Abakaze baqaphele ukuthi umnyango ojikelezayo ungahamba indlela eyodwa, kodwa bayaqaphela ukuthi ukuthanda izwe kusiza abampofu. Khona-ke, abampofu banyakazisa izinto ngezikhathi ezithile.
Astor, Vanderbilt, Morgan, Rockefeller, Carnegie, Frick, Fisk, Cook, Duke, Hearst, Mellon, ukusho abambalwa.
Isikhathi engicabanga ngaso ngabantu abacebile babeka izwe ngaphezu kwezithakazelo zabo kungenkathi yokusungulwa. UWashington, uJefferson, uMadison, uHancock, u-Adams, uFranklin, njll. bonke bangabantu abacebile ababeka ukuphila kwabo nengcebo engozini.
Akuzange kuhlale isikhathi eside. Iriphabhulikhi entsha idinga uxhaso. Idinga abatshalizimali ukuthi bathenge amabhondi ayo. Ngenxa yemizamo kaHamilton, imboni yezezimali yase-US yamukelwe ngabatshalizimali bakwamanye amazwe. Kodwa izimanga, izimanga, izimanga, njengoba uGomelpel omkhulu evame ukusho, abantu abeza emakethe kuqala, abantu abanomnotho obalulekile bathola izimpahla, ikakhulukazi eNyakatho-mpumalanga. Kunobandlululo olukhulu, futhi ukwenzelela kuhloswe kwabacebile. Kukwenza usekele u-Aaron Burr.
Ngokwazi kwami akukho neyodwa inzalo yale mindeni oyishilo ongosozigidigidi. Ngeke uthole noma iyiphi iDuPont noma iFord ohlwini lweForbes 400. Eqinisweni, abantu abaningi abacebe kakhulu ezweni namuhla banesizinda esijwayelekile esisezingeni eliphakathi, kodwa basebenzisa amathuba akhona. Abanye bampofu impela. Omunye engangifunda naye esikoleni sebhizinisi wayevame ukugqoka iyunifomu yezempi cishe kuwo wonke amakilasi. Wathatha umhlalaphansi ingcebo yamakhulu ezigidi zamaRandi.
Sinabaholi abavela emindenini eyizicukuthwane ababeka izwe phambili phakathi neMpi Yezwe II. Bheka leli lungu lomndeni wakwaRoosevelt:
https://www.historynet.com/teddy-roosevelt-jr-the-officer-who-stormed-normandy-with-nothing-but a-cane-and-a-pistol.htm
Ungakwazi yini ukubona ngeso lengqondo noma ubani *kunoma yimuphi umndeni* wezinkampani zethu eziphakeme zezombusazwe efika e-Normandy?
U-Hancock akakho ngemuva Kwesigameko Setiye saseBoston, ngoba lokhu kuthunyelwa kuzoncintisana netiye lakhe?
Ngaphandle kombono wakho, kungani singekho isifanekiso sikaThomas Paine? Ngemva kokuqinisekisa abampofu ukuthi izinto zizoshintsha futhi wabakhuthaza ukuba balwe, bahlupheke futhi bafele umehluko, kungani igama lakhe langcola?
Asibanga nayo “uguquko”, sivele sashintsha abaphathi. Ngisola kakhulu ukuthi uHancock uchitha isikhathi sakhe esiningi ephuza itiye, kanti abanye abantu abacebile banjalo. Funa amathuba omcebo owengeziwe, njengoba u-Anon 1970 achaza… amakhulu ezigidi, eh? Ngicabanga ukuthi lesi akusona isiqephu sokulahla le mbudane.
Ngethemba ukuthi ngingakuthola ukuphawula kwakho “ezinhlanganweni zikahulumeni ezikhethiwe”. Kuhle kakhulu futhi kuhambisana kakhulu.
Yeka ukuntula ulwazi nokukha phezulu! Umlando (kanye ne-historiography, ngingangeza...) ingesinye sezifundo eziningi esizifundayo emzamweni wokuthola izinkinga/izinkinga/izimfihlakalo eziningi empilweni, kuhlanganisa nomqondo ojwayelekile “wesintu” (Yize ngingabaza ukuthi kukhona ikilasi ngaphakathi…akucacile kakhulu). Izinkolelo zamasiko/izindinganiso/izimiso zokuziphatha noma i-biology yethu yakudala? “Inkinga yokuzalwa/yokukhulisa” ehlale igwenywa! Ngokudabukisayo, abanye abantu abakwazi ukwamukela okungaziwa ngokwengqondo futhi balandele iziqondiso zokudla zabanye abantu, noma bafundiswe kudala ngaphambi kokuba babe nezwi ekuphileni kwabo.
Lo musho ngandlela thize uchaza ukuthi unendawo esimweni esikhona, ukulandelana kwe-pecking, ishadi le-Wolf, njll., kodwa...
AmaGreki asendulo (umthombo weningi “lemibono” yethu ewumongo) ayephikisana ngokungapheli “iyini impilo enhle”. Abakholelwa ukuthi noma yisiphi “isintu” esilungisiwe. Kungani kufanele sikwenze lokhu?
Ngifake kokuthi HHAYI ikholamu kanye nabantu ezansi, noma ngingemubi njengabantu abaningi. Kumele kubhekwane nakho, njengokuguquguquka kwesimo sezulu kanye nencazelo yethu yamanje “yempilo enhle”.
Ngicabanga isu le-barbell-imfoloko ende nesihibe ngakolunye uhlangothi; amaketanga nesinkwa esimhlophe ngakolunye. Awazi ukuthi sizohamba yiphi indlela, kodwa siyazi ukuthi izokweqisa.
Kusenenkinga, omakhalekhukhwini babalwa njengempahla futhi bathathwa njengengxenye yengcebo yomuntu siqu. Iselula
Isikhathi sokuthumela: Jul-16-2021